Archive for the ‘Credit’ Category

I reported my credit card for fraud, and the bank put a derogatory mark on my credit report. Is that correct?

John B asked: I got a letter from a company their credit card database had been accessed illegally and that the credit card I used may be at risk for fraud. They recommended that I contact my bank to cancel the card I used to purchase one of their products online. I called my bank [...]

credit fraud?

lida asked: so i just found out that someone got hold of my ssn # and was using it for a phone bill…and they ran it up to 700 dollars..and i got a letter in the mail saying i owe 700 dollars..ive called the credit bureas and reported the fraud..is this going to go off [...]

How long will it take to investigate credit card fraud?

MOMMYS-TWINS-ARE-IN-HEAVEN asked: I have fraud charges on my chase cards, and i believe my sister is the reason behind them. Shes only 16, so i dont wanna press charges, and im HOPING that the credit card company wont really investigat it like that. But how long will it take to investigate it, and do you [...]

Can you find out the shipping address of an item that was purchased by credit fraud?

cra-Z asked: Okay so say I have something on my credit card that should not be there. And it was ordered online. Can I call the credit card company and find out what address it was shipped to? Or is that not possible?Tyrone

Can anyone help with possible credit fraud?

DW asked: I recently started receiving mail at my home address but not addressed to me or the previous owner. Normally I wouldn’t care – but I am receiving credit solicitations. Does this mean that someone is applying for credit using their name but possibly my address? I have not received anything other than solicitations- [...]

Credit Fraud how do I find out more?

camdensmommy07 asked: I did my free annual report on my credit, and it states that I opened a mortgage when I was 9 and a car loan at 11. I know its my dad that used my information. I am sure of it, but How do I find out more about it like what state [...]

How can I improve my Credit, I am a victim of credit fraud?

EMPEROR WEAVER asked: How can I improve my Credit, I am a victim of credit fraud? I need to know how I can Improve my score it seems when your late paying a debt and you return to correct it Your score goes lower I wasn’t approved for a credit card. So what options do [...]

Credit card fraud and statute of limitations?

Pooka asked: I have a credit card debt due to fraud that dates back 12 years. Is it easier at this point to just tell the company I’m not paying due to statute of limitations? Proving that it wasn’t me due to the length of time would be very difficult if not impossible. I already [...]

Can you really get away with credit card fraud?

Doc S asked: My friend has a phishing site and does credit card fraud. He makes alot of money which goes into his bank account. When I ask him, if they could track him down. He tells me that it’s very rare for them to do so because it costs money, etc. So could he [...]

Can I plead to fraud and get a divorce to save my husband from my credit card debt?

Physiques asked: I’ve acquired a sizable amount of debt (30 to 100K) without my husband’s knowledge. I didn’t do it maliciously. I had (and probably still have) cancer, but I thought I would die. Now I’m still alive and I’ve made sure all the debt was mine, and none of it is anything he signed [...]